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Business structuring, asset protection and succession planning
The right entities today — companies, trusts, bucket companies — and a clean exit tomorrow: restructure rollovers, asset protection and family succession, advised on a fixed fee, delivered online.
Structure decisions compound. The difference between a sole trader and a well-built group — trading company, discretionary trust, bucket company — shows up every year in tax, every time a contract carries risk, and once, decisively, when you sell. We give structuring advice as a fixed-fee options paper: the two or three structures that fit, what each costs to run, what each saves, and a recommendation you can act on.
Implementation is where most structures go wrong, so we do it end to end: entities registered (a discretionary trust is $690, a company $1,090 plus the ASIC fee), the small business restructure rollover applied where it fits, banks, insurers and the ATO updated in the right order, and the first year’s distributions minuted properly.
Succession gets the same treatment as a restructure — because it is one. Whether the plan is a trade sale, a management buyout or the kids taking over, we sequence control, equity and the small business CGT concessions years ahead, so the day itself is paperwork rather than drama. Start with is a family trust worth it? and what is a bucket company? if you’re weighing the building blocks.
Who this is for
Sole traders growing up
Profit and risk have outgrown the ABN — a company or trust now saves tax and sleep.
Families holding assets
Trusts, bucket companies and the paperwork that keeps flexibility without ATO grief.
Owners within five years of exit
Sale, management buyout or family handover — structured early, taxed lightly, done cleanly.
How it works online
Discovery
Entities, assets, people and intentions mapped on one page.
Options paper
Two or three workable structures with the tax, cost and risk of each — in plain English.
Implementation
New entities registered, rollovers applied, banks and the ATO updated in the right order.
Annual check
Structures drift. A yearly review keeps distributions, loans and control current.
What you pay
Fixed fees from our published price list — each links straight into online sign-up with the product pre-selected. Full list on the pricing page .
| Product | Included | Price (ex GST) | Action |
|---|---|---|---|
| Discretionary trust set-up (deed, ABN/TFN) | $690 | Start online → | |
| Pty Ltd registration (incl. constitution, ABN, GST, PAYG) | + $636 ASIC fee (GST-free) | $1,090 | Start online → |
- Structure reviews and restructure advice — fixed-quoted after discovery
- Legal drafting (agreements, deeds of variation) — via referral lawyers, quoted separately
- Valuations for succession or exit — arranged with independent valuers
Prices ex GST, current at [[month year]], for standard-complexity work; a fixed quote is confirmed before we start.
Why BRS Advisory
Restructures without the tax bill
The small business restructure rollover and CGT concessions can move a business into the right structure at little or no tax cost — when applied properly.
Assets separated from risk
The goal is simple — if the trading entity has a bad year, the family's assets aren't in the room.
Handover as a process, not an event
Control passes in stages — appointors, directors, shares — while the founder still holds the map.
Questions, answered
How is structuring advice priced?
As a fixed-fee options paper, quoted after a short discovery call — you'll know the cost before we start. Implementation (registering entities, rollover paperwork, updating banks and the ATO) is quoted as its own fixed project, and entity set-up fees are published on our pricing page.
When should a sole trader move to a company or trust?
When profit consistently exceeds your living needs, when contract or public risk grows, or when a customer, licence or lender requires it. The small business restructure rollover often makes the move tax-free for businesses under the $10m aggregated turnover threshold — timing it well is most of the value.
What is the small business restructure rollover?
A rollover in the tax law that lets eligible small businesses move active assets between structures — sole trader to company, partnership to trust — without triggering income tax on the transfer, provided it's a genuine restructure and ultimate economic ownership doesn't change. Conditions apply, and the paperwork matters; that's the work we do.
Does a family trust still make sense?
Often, yes — flexible distributions, asset separation and CGT discount access remain real advantages — but trusts also bring trapped losses, land tax surcharges in some states and s100A attention. We'll tell you which side of the line your family sits on, in writing.
What's a bucket company and when is one worth it?
A private company beneficiary that caps tax on trust distributions at the corporate rate, useful when the family's marginal rates are exhausted and profits are being reinvested. It only works with clean Div 7A handling of unpaid entitlements — set up properly or not at all.
How early should succession planning start?
Three to five years before you want out — enough time to use the small business CGT concessions properly, move control in stages, and groom either a buyer's due-diligence file or the next generation. Started the year of the sale, most options have already expired.
Do you draft the legal documents?
We design the structure and prepare the accounting and tax side; deeds, variations and shareholder agreements are drafted by referral lawyers who work from our brief, quoted separately. You get one coordinated project rather than two professionals contradicting each other.
Keep exploring
Start online in three minutes.
Answer a few questions, see your fixed fee, and book your first video call. No appointment, no obligation.