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Virtual CFO services — forecasts, cash flow and board reporting without the salary
A chartered accountant in the CFO seat for a fraction of the salary: a live 12-month cash-flow forecast, budgets against actuals, a monthly board pack and a quarterly strategy session — all delivered by video and shared dashboard.
The Scale plan starts at from $1,250/mo and includes everything in Company Growth — bookkeeping, payroll, BAS and the annual accounts — plus the CFO layer: a rolling 12-month cash-flow forecast, budgets against actuals, a monthly board pack and a quarterly advisory meeting. One team runs the whole finance function, so the forecast is built on books we keep current ourselves.
The cadence is the product. Every month the pack lands before the meeting, the meeting happens by video, and the decisions get minuted with owners and due dates. Every quarter we lift to strategy: pricing and margin, funding and facilities, headcount, capex, and whether the plan still matches what you want the business to do for you.
If you’re not ready for the full retainer, start with business advisory — quarterly reviews without the monthly pack — or read a 12-month cash-flow forecast that works to see the model we build first for every client.
Who this is for
$2m–$30m owner-managed businesses
Too big to run on gut feel, not big enough to salary a full-time CFO.
Funded and growing operators
Investors or the bank now expect a board pack and a forecast that holds up.
Owners planning an exit
Three years of disciplined numbers is what a buyer pays a multiple for.
How it works online
Start online
A scoping call to map entities, systems and what the board actually needs.
Connect the numbers
Xero, payroll and your job or inventory system feed one live dashboard.
First forecast
The 12-month cash-flow model is built and stress-tested with you in month one.
Monthly rhythm
Pack delivered, video meeting held, decisions logged — every month, same cadence.
What you pay
Fixed fees from our published price list — each links straight into online sign-up with the product pre-selected. Full list on the pricing page .
| Product | Included | Price (ex GST) | Action |
|---|---|---|---|
| Scale / Virtual CFO | Everything in Growth · 12-month cash-flow forecast · Quarterly advisory meeting · Board pack | from $1,250/mo | Start online → |
| Company Growth | Everything in Essentials · Monthly Xero bookkeeping · Payroll to 10 staff (STP & payday super) · Monthly one-page report | $595/mo | Start online → |
- Finance applications and bank submissions — fixed-quoted per facility
- Due diligence support for acquisitions or exits — scoped and quoted
- Board attendance beyond the monthly cadence — priced per meeting
Prices ex GST, current at [[month year]], for standard-complexity work; a fixed quote is confirmed before we start.
Why BRS Advisory
CFO-level judgement, chartered discipline
The person building your forecast also signs accounts for a living — the numbers reconcile to something real.
A dashboard, not a PDF graveyard
You watch cash, pipeline and KPIs live between meetings instead of waiting for month-end.
Tax and structure in the same conversation
Because we run your compliance too, CFO advice never ignores the tax bill it creates.
Questions, answered
What does a virtual CFO cost?
The Scale plan starts at $1,250/month ex GST and includes everything in Company Growth (bookkeeping, payroll, BAS, annual accounts) plus the CFO layer — rolling 12-month cash-flow forecast, budget vs actuals, monthly board pack and quarterly strategy session. Compare that with a full-time CFO salary.
What size business suits a virtual CFO?
Typically $2m–$30m turnover — big enough that cash, margin and headcount decisions carry real money, not yet big enough to justify a salaried CFO. Below that, start with business advisory; above it, we'll say so and help you hire.
What's actually in the monthly board pack?
One consistent pack — profit and loss against budget, cash position and 12-month forecast, debtors and work in progress, the five KPIs that drive your model, and a decisions page. It's built to be read in fifteen minutes and argued about for forty-five.
How is this different from what my accountant already does?
Annual accounts describe the past; CFO work steers the next twelve months. The forecast is live, the meetings are monthly, and the advice is about pricing, funding and capacity — not lodgement. Because we also run the compliance, the two never contradict each other.
Do you talk to our bank?
Yes. We prepare the figures lenders ask for, sit in on facility conversations by video, and package finance applications as fixed-quoted projects. A forecast a bank believes is one of the fastest paybacks of the whole service.
Which systems do you work with?
Xero is the base, joined to your payroll and — where relevant — job-costing or inventory system. Everything feeds one live dashboard you can open between meetings, so the board pack is a summary of what you already watched, not a monthly surprise.
Is there a minimum term?
Three months — long enough to build the forecast, run two full monthly cycles and hold the first quarterly session. After that it's month to month; the work should earn its keep every quarter, not hide behind a contract.
Can we start smaller?
Yes. Many clients begin with business advisory (quarterly cadence) or a one-off forecast build, then step up to the full monthly CFO rhythm when the growth or the bank demands it.
Keep exploring
Start online in three minutes.
Answer a few questions, see your fixed fee, and book your first video call. No appointment, no obligation.